CGTMSE — Collateral-Free Loans
Get loans up to ₹2 crore without any security or guarantor. Government provides credit guarantee to your bank. Most impactful MSME benefit.
MUDRA Loan Scheme
₹10 lakh without collateral under PM MUDRA Yojana. Shishu (₹50K), Kishore (₹5L), Tarun (₹10L). Fastest sanctioned loan for new businesses.
GeM — Govt e-Marketplace
Sell directly to government buyers online. MSMEs get preferential treatment and minimum purchase guarantees on the GeM portal.
CLCSS — Technology Subsidy
15% capital subsidy (up to ₹15 lakh) for upgrading machinery and technology in eligible manufacturing MSMEs.
Trademark & Patent Rebate
50% discount on trademark and patent registration fees. For startups building brand identity and protecting innovations.
MSMED Act Protection
Buyers must pay within 45 days. Late payments attract interest at 3x RBI rate. Use MSME Samadhan portal to resolve disputes.